Show your fur babies love with Pet Insurance Coverage

FEBRUARY 10, 2023

One of our best health and well-being allies is often just a tail wag or purr away. They bring us back from our sad days, join in when we feel happiest, and have uncanny abilities to make our daily stress go away.

All pet lovers embrace dogs, cats, and other companion animals as full-fledged family members. Many study pet owners study pet food labels to pick healthy choices and delight in treating fur babies to oodles of treats and toys. Yet data shows that less than 4% of dog and cat owners carry pet insurance policies.

Less than 4% of pet owners carry pet insurance policies. Pet insurance allows you to choose the right treatments for your ailing or injured pets you so love based on the best medical option available. It does not discriminate against any breed or age of the pet. Most policies reimburse up to 80% of costs.
But when a pet medical emergency strikes, just how financially prepared are furrents to provide their dear pets with the best care without breaking the bank? A pet-loving PTC Group associate was ready when their beloved Beagle named Inga had her health crisis six years ago. One February, their always-energetic dog sat frozen in the driveway, unable to move. Veterinarians at the emergency clinic informed Inga's family that she required life-saving surgery that night and extensive post-surgical care that lasted several weeks.

The bill totaled P 23,913. Within three days, their pet insurance provider had Inga covered for P 25,000 per incident.

“No one is prepared to see the pets they love suffer like Inga did. Good thing my P1,815.00 premium had Inga covered, so I could focus on her healing and care,” says Inga's mom.
PTC Insurance offers these reasons why buying pet insurance is a smart move:

  • Allows you to pick your veterinarian. Unlike human health insurance policies that may require you to use a specific health care provider, pet insurance policies allow you to obtain care from the veterinarian of your choosing. You simply provide the veterinary bill to the insurance company for reimbursement of qualified expenses.

  • Does not discriminate against any breed or age of the pet. While it is advisable to obtain pet insurance as soon as you adopt your pet to obtain lower premiums, you can also insure your pet years later.

  • Delivers peace of mind. Having pet insurance allows you to choose treatments for your ailing or injured pet based on the best medical option available and not restricted based on family finances. Most pet insurance policies reimburse up to 80% of costs after deductibles.

  • Provides an easy way to budget pet care costs. Pet insurance policies can be paid monthly, quarterly, semi-annually, or annually. You decide which payment plan works best for you. Most plans offer discounts for additional pets in the household.

  • Prevents dipping into the family’s emergency fund. True, you can set up a pet savings account, but it can be tough to discipline oneself from dipping into this designated account when you face pricey car repairs, household renovations, or other major unexpected expenses.

And, most important, pet insurance coverage could save—and extend—the life of your pet by enabling you to authorize the medical treatment your pet needs should he develop cancer or require surgery, as was the case with Inga.

PTC Insurance is here for everyone, including our furry family members.

To avail of this offer, please send an email to


PTC Insures, Insurance Policies, Pets Dog, PTC Group, Veterinarian